Blue Spot Home Loans has a wide catalog of loan programs available to its clients. Rather than being stuck with the cookie-cutter loans the big guys use, take advantage of customizable loan programs that fit your home and finance goals.

If you’re planning on buying a home, you may be trying to gain a deeper understanding of the different types of mortgages that are available. When you work with our company, our loan officers will help you choose the best type of home loan based on your needs. Below you’ll find a quick break down of the different types of loans we offer.

FHA/First-Time Homebuyers

You might think that you can’t qualify for a loan because you don’t have 20% down or you’ve got less-than-perfect credit, but an FHA-insured mortgage could be just what you’re looking for. Many first-time homebuyers also take advantage of FHA loans to make the exciting jump to homeownership.

Purchase/General/Conventional Loan

If you’re thinking about buying a new house or refinancing the one you’ve got, you’ve come to the right place. Conventional home loans offer flexible financing solutions with great rates, a wide selection of terms, and low down payment options.

Jumbo Loan

Purchasing your dream home in an expensive, hot real estate market? First of all, that’s awesome. Second of all, a jumbo mortgage is a great way to make that happen. Ask us if a fixed or an adjustable-rate jumbo mortgage is right for you.

Veterans Assistance Loan

VA loans provide flexible, affordable financing solutions for veterans. If you’re a veteran (or an eligible surviving spouse), this is one of the ways your country can say “thank you” for your service.

For more information on the different types of home loans, call us today at (800) 976-5608 to speak with an experienced loan officer or fill out the form here.

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We Manage Your Loan Remotely

In today's world, many transactions are digitized. We've made our loan process completely virtual. Don't worry about meetings and closings - our team can help you navigate your loan process virtually.