WHO SHOULD USE A VA LOAN

Those eligible for a VA Loan include:

- Current active military (90 days minimum service)
- Honorably discharged Veterans and Reservist members (six years with an honorable discharge or 60-180 days of active duty)
- Surviving spouses of Veterans who died and have not remarried
- Those granted Veteran status through civilian employment

Perks of a VA Mortgage

This program was created as a way to show gratitude for the selfless service and dedication demonstrated by our military heroes. VA home loans are issued by private lenders and guaranteed by the U.S. Department of Veterans Affairs.

Low Interest Rates

Take advantage of a great loan with low rates and programs optimized for veterans.

Little to No Down Payment

VA financing allows for more flexibility when it comes to down payment amounts.

No Monthly Insurance

With certain VA loan programs, clients can skip the monthly mortgage insurance requirements of other mortgage options.

How to apply for a Certificate of Eligibility

One of the first steps towards a VA loan is a Certificate of Eligibility issued by the U.S. Department of Veteran Affairs. The required documentation is based on your service history, so you'll need to find out what information is required for your specific situation.

How to Apply for a VA Loan

Getting your VA loan financed can be simple with a Blue Spot Home Loans expert. Talk to our team today to get started.

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